26 Criteria for Quoting Rates
1. Loan Size
2. Loan To Value
3. Combined Loan To Value
4. Credit Score
5. Credit History
6. Escrow Preference
7. Closing Date
8. Loan Type
9. Property Type
10. Occupancy Type
11. Residency
12. Available Assets
13. Asset Seasoning ( how long money in bank accounts)
14. Co-Borrowers
15. Debt to Income Ratio
16. Housing to Income Ratio
17. Improvements Needed
18. Employment Type
19. Employment History
20. Documentation Type
21. Transactional DI (non housing debts to income ratio)
22. Re-castable
23. Relocation
24. Seller Contributions
25. Gifts
26. Cash-Out


