26 Criteria for Quoting Rates 

 

 1.  Loan Size

 2.  Loan To Value

 3.  Combined Loan To Value

 4.  Credit Score

 5.  Credit History

 6.  Escrow Preference

 7.  Closing Date

 8.  Loan Type

 9.  Property Type

10. Occupancy Type

11. Residency

12. Available Assets

13. Asset Seasoning ( how long money in bank accounts)

14. Co-Borrowers

15. Debt to Income Ratio

16. Housing to Income Ratio

17. Improvements Needed

18. Employment Type

19. Employment History

20. Documentation Type

21. Transactional DI (non housing debts to income ratio)

22. Re-castable

23. Relocation

24. Seller Contributions

25. Gifts

26. Cash-Out




Will Rudloff Mortgage Team - 54 Fox Valley Drive Serving the Orange Park Middleburg And the Greater Jacksonville Area - Orange Park, FL 32073
Office Phone: (904) 298-3015 Fax: 904-272-3806 call first Cell Phone: 904-874-4416
Toll Free Phone: 1-877-360-2027
E-Mail: mrwillfromjacksonville@comcast.net See mr. Will: http://www.youtube.com/watch?v=XPHV-guG2YE

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$8000 and $6500 Tax Credit and first Time home buyer. Ask about our free mortgage review. We also do Reverse Mortgages for seniors  Licensed Mortgage Brokerage Business Serving Orange Park and the greater Jacksonville area. http://www.cmpsinstitute.org/  

 



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